Job Description
Job DescriptionSalary:
Location: Remote (Eastern time zone candidates preferred)
Reports To: CFO
Are you looking to make a significant impact at a successful, growing fintech? Do you want to use your analytical experience to inform strategic decision making? If personal and professional development are important to you, Jassby may be the fit that you have been looking for.
Job Overview:
Jassby, Inc is a fintech company that provides debit and credit card solutions to consumers and business clients.
We are seeking a highly analytical and strategic Credit Card Portfolio Manager to assess the performance, growth, and risk management of our credit card programs. This role requires deep expertise in credit data analysis across multiple card portfolios, and a strong understanding of the full credit lifecycle from acquisition through collections.
The ideal candidate will bring a proven track record incredit card portfolio strategy, credit performance management, and cross-functional collaboration. Experience with modern fintech platforms like i2c (card processing) and Alloy (identity and risk decisioning) is highly desirable.
Key Responsibilities:
- Credit Data Analysis & Reporting
- Analyze credit performance data (delinquencies, charge-offs, utilization, payment behavior, etc.) and derive actionable insights to optimize credit policy and product performance.
- Serve as the primary owner for contractually required credit facility and bank covenants, audits, and reporting.
- Work with the CFO to provide projections to support the Chief Credit Officer in prospective client evaluations.
- Maintain the short- and long-term credit product forecast to the gross margin line.
- Suggest portfolio strategies, including credit line management, pricing, and customer segmentation.
- Cross-Functional Collaboration
- Collaborate with Product, Marketing, Operations, Compliance, and Development to develop new features, acquisition strategies, and servicing enhancements.
- Ensure alignment across departments on credit policy, fraud management, and customer experience.
- Provide VP of Risk and CFO supplemental reports and analysis of credit risk and fraud trends across credit card products.
- Contribute to regulatory reporting, audits, and compliance reviews as needed.
- Platform & Vendor Management
- Work with card processing platforms like i2c to support product development and launch activities through data analytics on platform performance.
- Leverage tools like Alloy for onboarding data and risk decisioning analysis.
Qualifications:
- 57 years of experience in credit risk, portfolio management, or product management within the credit card industry.
- Strong background in managing multiple credit card portfolios across different customer segments.
- Deep understanding of credit data, scorecard development, and credit policy optimization.
- Proficiency in data analytics tools (SQL, Python, SAS, Excel, or similar).
- Hands-on experience with fintech platforms such as i2c and Alloy strongly preferred.
- Excellent communication and collaboration skills; able to influence cross-functional teams and leadership.
- Bachelors degree in Finance, Economics, Statistics, or a related field (MBA or advanced degree preferred).
- Experience launching or scaling new credit card products.
- Experience in fintech or digital banking environments.
About Our Benefits:
- A competitive compensation plan
- Comprehensive Health, Dental, & Vision Care
- Opportunity for Equity Options
- 401(k) plan
- Generous vacation and holiday time
- Excellent Work/Life Balance
remote work